As someone who spent almost 10 years in commission sales I know a little about how to motivate people to buy. When the salesman starts using fear tactics to get you to part with your money it is time to walk away.This is universally true. It is nearly the lowest form of sale. Sales should be win/win.
(From the Daily Caller)
Individuals who don’t purchase health insurance may lose their tax refunds according to IRS Commissioner Doug Shulman. After acknowledging the recently passed health-care bill limits the agency’s options for enforcing the individual mandate, Shulman told reporters that the most likely way to penalize individuals that don’t comply is by reducing or confiscating their tax refunds.