(From The Washington Examiner)
The Trump administration will allow people to buy short-term health insurance for just under 12 months and extend them for up to three years, reversing an Obama administration-era rule that put a shorter limit on how long these plans can be used.
The administration casts the maneuver as a way to provide alternatives to expensive Obamacare plans for consumers, but Democrats oppose the plans as “junk insurance” that bring the country to a pre-Obamacare era offering inadequate medical coverage.
The move overturns a rule implemented in April 2016 that restricted the time people were allowed to be on these plans to three months. Prior to that, people were able to have them for nearly a year, or 364 days.
Under the Trump administration’s new rules, people can renew their short-term coverage twice, for a maximum of 36 months, Randy Pate, deputy administrator at the Centers for Medicare and Medicaid Services, said in a call Tuesday with reporters.