ACC Archives

Tag: Housing
Basic economics San Francisco hipster style

I’m not dissing San Francisco here. I’m not even dissing San Francisco hipsters. (Who are way more fun that the Brooklyn type in my experience.) I actually like the city quite a lot. But I don’t have to pay taxes...

The relative value of $100 in each state (MAP)

This feels about right to me. I was in Alabama a couple of months ago and it is pretty amazing how much less expensive many things were. A good solid high quality and interesting meal was 2/3 the price I’d...

Interest-only mortgages: They’re baaack

Oh this is a great sign. It does sound like the parameters around these new interest only loans are pretty conservative, 20% down, 720 FICO score, etc. But take it as a bellwether. Watch to see if more of this...

Government should not be in the mortgage business

This article is almost right in our opinion. Yes, the Community Reinvestment Act pushed by both the Clinton and Bush administrations contributed mightily to the housing implosion. But the Act is only part of the equation. Fundamentally the housing Crash...

2015 A year of transition? Part 1

Most years are extensions of the year or years before. They are pieces of an era. Each year has its own flavor for sure but some years have a similar feel. Sometimes however things shift, and I think 2015 may...

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